What is the Zerodha SIP Calculator?
The Zerodha SIP Calculator is an effective and simple-to-use online tool that can calculate and show you the results of your investment. You don’t have to do much; just choose your preferences, like monthly investment amount, expected return rate, and time period, and you are good to go. You will have accurate results, which will help you to make smart financial decisions; it will simplify the numbers and make complicated math easy and fast.
Moreover, the best part of using the Zerodha SIP Calculator is you can save a lot of time and hard work. If you’re saving for something big or simply want to know how fast your investments are growing, this calculator helps you stay on track and remain confident about your financial future.
How Does the Zerodha SIP Calculator Work?
Our Zerodha SIP Calculator is easy-to-use and it will help you with your smart financial planning for a bright future. Here’s a guide showing how our Zerodha SIP Calculator works:
- Choose the type of investment: You can select “SIP” if you want to fund a monthly fixed amount or you can select the “Lumpsum” option to make a one-time investment.
- Adjust monthly Investment: Use the slider and drag it to the amount you desire to invest every month. You can start with just ₹500 to a huge ₹500,000.
- Choose Expected Annual Return (p.a): Similarly, you can adjust the slider to choose your expected rate of return per annum from 1% to 100%.
- Decide Time Period: Now, adjust the slider and decide how much time period you want to make your investment. You can start from as short as 1 year to 40 years.
- Tap on “Calculate”: Once you have adjusted your preferences accordingly, tap the “Calculate” button.
- Check Accurate Results: You can now check the accurate results, including investment metrics, the total amount invested, the total wealth gained, as well as the final wealth value. Also, an investment distribution chart will show how much you have invested with total returns. Moreover, a year-wise growth graph and an overall summary will show your investment results nicely.
Formula For Zerodha SIP Calculator
The Zerodha mutual fund SIP calculator uses the popular compound interest formula which is the most simple way to estimate return on investment in future. It helps you quickly see your every month’s investments and how they can increase over time. Here’s the formula it uses:
FV = P × {[(1 + r)ⁿ – 1] ÷ r} × (1 + r)
- FV = Future Value
- P = Monthly SIP amount
- r = Periodic interest rate or annual interest rate
- n = Number of SIPs invested
This formula operates based on the power of compounding which is your returns generating their own returns as increasing time. As soon as you adjust your preferences our calculator will give you the total sum which you will be having after maturity as per your investment and time period. It’s an easy, effective way to visualize how your SIP can work towards gaining you your long-term monetary goals.
Example of Zerodha Calculation
Let’s understand better with an example of how our Zerodha SIP calculator works. Let us assume that you want to invest ₹7,500 per month for a period of 1 year, 5 years, 10 years and 15 years with a 1% expected annual return. Here’s a table of what your investments would look like:
| Time Period (Years) | Total SIP Investments | Estimated Value (Returns) | Future Value |
| 1 | ₹90,000 | ₹487 | ₹90,487 |
| 5 | ₹4,50,000 | ₹11,380 | ₹4,61,380 |
| 10 | ₹9,00,000 | ₹45,722 | ₹9,45,722 |
| 15 | ₹13,50,000 | ₹1,03,471 | ₹14,53,471 |
How Can Our Zerodha SIP Calculator Help You?
Our Zerodha SIP Calculator is a smart, user-friendly and modern tool that can help you to predict and calculate your investments simply by providing a clear overview and detailed result. It’s a great way for whether you’re new to investing or very experienced, it makes it easy for you to plan better. Here’s how our smart tool can help you with it all:
- Accurate Calculations: Our Zerodha SIP Calculator gives you instant results with promising accuracy.
- Free Access: You don’t have to worry about paying to plan your calculations.
- No Sign-Up: Our Zerodha SIP Calculator does not need you to sign up or create an account to check the results.
- Customized Links: Each result has a specially generated link enabling you to easily return to or share the result.
- Simple Interface: The interface is clean, and has a mobile version for mobile phone users.