SIP Calculator
Systematic Investment Plan in 2025
Looking to invest in mutual funds using SIP(Systematic Investment Plan)? Use our SIP Calculator in 2025 to accurately calculate your potential returns and plan your investments accordingly.
Our easy-to-use tool takes into account various factors such as investment amount, tenure, and expected rate of return to provide you with a customized investment plan. Use our easy-to-use calculator tool to protect your investment growth and explore the benefits of SIP investing. Start planning your investments today with our SIP Calculator 2025.
A potential investor might think that SIPs and mutual funds are the same things when it comes to investing. Investment in mutual funds can also be done in lump sums, but SIPs are merely one method of investing.
By using a SIP calculator, you can determine the returns you can expect from such investment tools. SIPs are a method of investing a fixed sum of money in mutual funds on a regular basis. Usually, you can invest in SIPs on a weekly, quarterly, or monthly basis.
About Investment Systematic Investment Plan (Sip)
As the name implies, an investment is an asset or item purchased to generate income or appreciation. When an asset appreciates, its value increases over time. When one invests in a good, one intends to use it to create wealth in the future rather than consume it in the present. It is essential to understand that an investment can refer to any mechanism used to generate future income.
In addition to bonds, stocks, and real estate property, this includes purchasing other financial instruments. It is also possible to consider investing in a property that can produce goods. As a general rule, any action taken in hopes of raising future revenue can also be considered an investment. For example, many students pursue additional education to enhance their knowledge and skills. As the student’s career progresses, the time he or she invests in attending class and the money he or she pays for tuition will hopefully result in increased earnings.
How does the SIP calculator work?
SIP plan calculators work based on the values entered by the user. The amount, frequency, duration, and expected return of the investment must be entered. Using the compound interest formula, the SIP return calculator calculates SIP returns. Furthermore, it compares the returns offered by mutual funds with those offered by fixed deposits. You can understand the workings of a SIP calculator with this formula.
FV = P [ (1+i)^n-1 ] * (1+i)/iFV = Future value or the amount you get at maturity.
P = amount you invest through SIP
i = Compounded rate of return
n = Investment duration in months
r = Expected rate of return
How to Use ET Money's SIP Calculator?
ET Money’s SIP Calculator is an interactive online tool that is designed to project mutual fund returns and help with financial planning for Indian investors. Users can estimate wealth growth based on the past scheme performances by inserting important details. The calculator supports two different approaches depending on the following factors:
- If you know your investment amount.
- If you know your target goal.
The SIP calculator provides instant results after factoring in compounding. This value is an estimation and only provides the expected return, not the exact value. The actual returns may vary due to market risks.
- Select a Mutual Fund Scheme: Choose a scheme from ET Money’s platform to base calculations on historical returns.
- Input Key Details: Enter the monthly investment amount, tenure, and expected annual return rate.
- Instant Results: Get projected maturity value if you know investment amount, or required SIP amount otherwise.
- Consider Limitations: These results are estimates. Many factors, including market volatility may actually affect actual returns. So be aware.
Option 1: If You Know Your Investment Amount
This option helps calculate the future value of a fixed monthly SIP. You can proceed by selecting a mutual fund, now enter the monthly investment amount, specify the tenure, and finally input the expected return rate. The SIP calculator uses XIRR to estimate the maturity amount, and in conclusion, assists in budgeting and planning investments.
- Steps: Choose a scheme. Input monthly SIP, tenure, and return rate.
- Outcome: View projected maturity value for financial planning.
Option 2: If You Know Your Investment Goal Amount
This option calculates the monthly SIP needed to achieve a target amount when you have a specific goal in mind. You can input the desired goal amount, investment tenure, and expected return rate. The tool computes the required monthly investment for you to make to meet expected results.
- Steps: Enter target amount, tenure, and return rate.
- Outcome: Get a monthly SIP amount to meet your financial goal.
Benefits Of SIP In 2025
SIP is a straightforward process. Upon applying for a SIP, a pre-determined amount is automatically deducted from the investor’s bank account and invested in the mutual fund scheme of his choice. Compared to lump-sum investments, SIP has many advantages, which makes it the preferred option for investors.
Rupee Cost Averaging
Helps You Become A Disciplined Investor Power Of Compounding
Convenience
Helps You Plan Your Finances Better
Popular Blogs
Sbi Sip Caclutor
State Bank of India (SBI) is one of the largest financial institutions in India, with a range of financial products and services.
Hsbc Sip Caclutor
Now that we've laid the groundwork, let's explore the marvelous world of HSBC SIP Calculator. One of its most significant advantages is its...
Sbi Sip Caclutor
State Bank of India (SBI) is one of the largest financial institutions in India, with a range of financial products and services.
Sip Calculator
Our easy-to-use tool takes into account various factors such as investment amount, tenure, and expected rate of return to provide you with a...
Term Insurance Calculator Sbi
real estate property, this includes purchasing other financial instruments. It is also possible to consider investing in a property that can...